For Brokers
A second-look pathway for brokers submitting non-standard commercial vehicle finance and selected equipment scenarios.
Go to Broker Partner Pathway →Brokers & Dealers
A practical pathway for broker and dealer scenarios
We review commercial vehicle and selected equipment scenarios where asset quality, contribution and business use support the file.
Choose the pathway that fits your role. Brokers and dealers can submit scenarios for practical review before a full application is built.
Vehicle First
Selected Equipment
Manual Review
Subject to Assessment
Choose your pathway
Two partner pathways, one practical review framework
Select the pathway that matches your role.
For Dealers
A referral pathway for dealerships, including customer scenarios where arranged finance did not proceed.
Go to Dealer Partner Pathway →For brokers and dealers
Know what fits before you submit
Send the scenario first. We review the asset, borrower or customer, contribution and repayment story before a full file is built.
Scenario read
A practical view on fit, structure, missing items and likely next step.
Document pathway
Clear next items for the borrower or customer, asset, contribution and business-use story.
Credit review
Commercial purpose, repayment logic and asset quality are reviewed together.
Partner response
Plain-English feedback before time is spent building a full file.
Where we may help
Scenarios that may still be worth reviewing
We can review scenarios where the asset, contribution and repayment story make sense.
New ABNs
Day 1 ABN and early-stage business scenarios may be considered where there is genuine business use.
Lawful visa profiles
Student, graduate, skilled, partner and other lawful visa holders may be considered, subject to assessment.
Business-use vehicles
Cars, utes, vans, trucks and transport assets used to support income or operations.
Dealership-originated scenarios
Customer files referred by dealerships may still be reviewed where the original finance pathway did not proceed and the asset and contribution support the scenario.
Submission details
What to send first
A practical starting set for scenario review. Not every item is required for every file.
✓ Borrower name or entity
✓ Contact details
✓ ABN / ACN status
✓ Asset quote, invoice, VIN or equipment description
✓ Deposit or borrower contribution
✓ Intended business use
✓ Bank statements where relevant
✓ Relevant background story
Process
How broker and dealer scenarios move forward
A simple review path from submission to next step.
01
Submit scenario
Send the borrower or customer, asset, contribution and background.
02
Triage
We check fit, asset type and likely document path.
03
Credit and asset review
We review commercial purpose, repayment logic and asset quality.
04
Feedback
We confirm fit, missing items and next steps.
05
Funding pathway
Suitable scenarios can move to a funding pathway.
FAQ
Questions before you submit
Can brokers refer commercial vehicle finance scenarios?
Yes. Brokers can refer suitable commercial vehicle and selected equipment scenarios for review.
Can dealers refer customer scenarios for review?
Yes. Dealers can refer suitable customer scenarios where a practical second-look review may help.
What if the customer's dealership-arranged finance does not proceed?
If the original finance pathway does not proceed, the scenario may still be reviewed through our second-look pathway, subject to asset, borrower, contribution and business-use assessment.
How is approval assessed?
All applications are subject to assessment, documentation, asset suitability and applicable requirements.
What makes a file suitable for review?
A clear asset, practical borrower context, supporting documents and a lawful finance purpose help the review.
Can declined files still be reviewed?
A declined file may still be reviewed if the referring partner can provide context, documents and asset details.
Ready to submit?
Ready to send a scenario?
Use Deal Machine™ to send the borrower or customer, asset, contribution and background. We will review the scenario and confirm the next step.
Prefer to speak first? Call 1300 478 728 or send the scenario through Deal Machine™.